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To insure or not to insure


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31 replies to this topic

#31 Slide

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Posted 08 May 2012 - 11:09 PM

I just want to say one more thing... People usually go with what they're comfortable with. My grandparents and uncle had a Grange insurance agency, and we alway bought through them. We trusted that they'd take care of us. I personally like the owners of Markel and some people who are independent agents for them. I own a breeding to one of their stallions. They are all nice people, so if you're happy with that, then there's nothing wrong with getting insurance through them.

#32 felina

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Posted 09 May 2012 - 10:21 AM

I got a policy through an independent agent via great American I believe. 7500 major medical plus an additional 3000 colic (so up to 10500 colic surgery) and 3x stud fee mortality. I believe the rate was 2.4 percent of the value being insured for a performance horse. All in all, under 500 for the yr and can be paid in payments. No Physical exam necessary.

For one horse feasible. Might not do more than mortality if I had multiples though.
Look back on our struggle for freedom,
Trace our present day's strength to its source;
And you'll find that man's pathway to glory
Is strewn with the bones of a horse.
Anonymous